To do this tutorial you will need a working knowledge of PSP. If you are new to PSP, or have a problem doing this tutorial, you can find me at Raven's PSP Forum, be happy to help you out.

You will also need Flaming Pear's Flood Filter. You can download a free trial version.
If you need help installing the filter read this help page at PSPUG. 

This is an easy tutorial, I've included many screen shots to try to show each step in detail.
I used version PSPP X but you should be able to get the same results with other versions.

Step 1

Open the image you want to frame, hit Shift+D to make a duplicate.
Close the original image.

If your image has layers go to Layers>Merge>Merge Visible.

If your image does not have layers go to Layers>Promote Background Layer.

Go to Image>Canvas Size. Increase the size of the canvas by 25 pixels on each side.
Click the center Placement box.

Shown at 50%

Go to Selections>Select All.
Go to Layers>New Raster Layer.
Open your Layer Palette and drag the new layer under your image.

Click on your image and Paste>Paste Into Selection.

That will give you a larger version of your image behind the original.

Go to Selections>Select None.
Go to Layers>Merge>Merge Visible.

Step 4

Go to Effects>Plugins>Flaming Pear>Flood.

You can download this zip file and add the preset "frame setting" to your Flood presets or set it as shown.

These are the settings I happened to use but there's no reason not to experiment with other settings.

Once you're happy with the settings click OK.

Go to Image>Free Rotate. Rotate 90% to the Right and repeat your Flood settings.

Do that twice more and then rotate once more to bring your image back to the beginning.

Go to Selections>Modify>Contract.

Set the Number of pixels to reach the edge of your Flood Frame. Click OK.

Go to Selections>Invert. That will select your Flood Frame.

Step 6

Go to Effects>3D Effects>Inner Bevel.

I used a preset called Edger. Here are the settings if you don't have it. 

The only thing we will be changing is the color.

Click the color swatch on the filter, your Materials Palette will open.

Click on your image to find a color for your frame. 

Click OK on the Materials Palette and then click OK on the Inner Bevel filter.

If you want to try a different color, go to Image>Undo Inner Bevel and try another color.

You can experiment with different settings for the Inner Bevel too.

Go to Selections>Select None.

Go to Image>Free Rotate and rotate your promoted layer 90% to the right.

Go to your Tool Bar and select the Magic Wand.

Click the Magic Wand inside your promoted layer to select the empty area.

Go Selections>Modify>Expand. Expand your selection by 3 pixels.

Go to Layers>New Raster Layer.

Drag your New Layer under your Promoted Layer.

Go to Effects>3D Effects>Cutout. Add a little shadow to give your frame some depth.

Go to Selections>Select None.

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